MOTORCYCLE INSURANCE
Fast, Reliable and affordable
Enjoy the great outdoors, your avdenturous countryside travel or just your daily communte with an appropriate motorcycle insurance, to fit all and any of your motorcycle insurance's needs. Call L & C Express Services Corp to get a FREE Quote today!
Customize your policy to fit your life:
• Physical home coverage
• Replacement costs
• Personal possessions
• Additional living expenses
• Personal liability
• Valuable articles coverage
• Earthquake insurance
• Umbrella insurance policies
• Animal liability
MOTORCYCLE INSURANCE FAQs
Do you need motorcycle insurance in NYC? Motorcycle insurance is required by law in the state of New York. To get New York's motorcycle insurance, before you can even register your motorcycle in New York state, you'll need to have proof of insurance. State law mandates the following minimum liability coverage limits: $25,000 in bodily injury per person.
What is checked in NY motorcycle inspection? One left hand mirror, with no visible cracking or damage that impairs driver visibility. Minimum 2/32" tread on all vehicle tires. All lights on the vehicle, including accessory lights, are operational. This includes turn signs, high beams, low beams and running lamps.
What do you really need for motorcycle insurance? If you don't purchase comprehensive and collision coverage, you won't be protected against theft or damages to your motorcycle. If you only purchase the state minimum level of liability insurance, you may not have enough coverage to pay for all the damages you cause in an at-fault accident
Can motorcycles go through red lights NY? SUMMARY OF PROVISIONS : This bill amends vehicle and traffic law to add a new paragraph allowing motorcycles and bicycles who face a steady circular red signal to go straight through the intersection, make a right or left turn, stopping as required and yielding to the right-of-way pedestrians.
Can you ride a motorcycle without a helmet in NYC? Under New York State law, all motorcyclists and their passengers are required to wear helmets regardless of age or experience level. The laws also mandate that helmets meet the standards outlined in section 571.218 of federal motor vehicle safety rules.
Can I drive a motorcycle with a car license NYC? A New York State resident must have a Class M or Class MJ driver license or learner permit to drive a motorcycle. To get a motorcycle license, you must first get a motorcycle learner permit.
Is it worth getting full coverage on a motorcycle? If you have a valuable bike, it's a good idea to carry comprehensive insurance. If you have financed your motorcycle, most finance companies require that you carry both collision and comprehensive insurance. They want you to protect their collateral!
Which motorcycles are expensive to insure? Sport bikes, known as “supersports” within the industry, are typically the most expensive class of motorcycle to insure. Standards and dual sports are typically the least expensive, with cruisers and tourers falling somewhere in between.